GULF COAST BANK

ABBEVILLE, LA | Small | Est. Feb. 1, 1971, midnight | FDIC #20353 | RSSD #459130 | FDIC
Latest Report: 2025-12-31

GULF COAST BANK is asn small FDIC-insured commercial bank headquartered in ABBEVILLE, LA, established in Feb. 1, 1971, midnight. As of 2025-12-31, the bank reported total assets of $498M and total deposits of $426M. Profitability stands at 1.50% ROA and 11.38% ROE, with a net interest margin of 4.93%. The bank's CET1 capital ratio is 13.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 4.33%. FDIC Certificate #20353.

Assets

$498M

Deposits

$426M

Loans

$295M

Equity

$67M

Profitability

Return on Assets (ROA) 1.50%
Return on Equity (ROE) 11.38%
Net Interest Margin (NIM) 4.93%
Yield on Assets 5.75%
Cost of Funds 0.88%

Asset Quality

NPL Ratio 0.89%
Net Charge-Off Ratio 0.04%
Texas Ratio 4.33%
NPA Ratio 0.61%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 13.40%
Tier 1 Capital 13.40%
Total Capital Ratio 14.07%
Leverage Ratio 15.38%
Loan-to-Deposit 69.07%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required