UNITED SAVINGS BANK

PHILADELPHIA, PA | Small | Est. Jan. 1, 1923, midnight | FDIC #28836 | RSSD #459372 | FDIC
Latest Report: 2025-12-31

UNITED SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in PHILADELPHIA, PA, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $448M and total deposits of $326M. Profitability stands at 0.93% ROA and 5.16% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 18.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #28836.

Assets

$448M

Deposits

$326M

Loans

$167M

Equity

$82M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 5.16%
Net Interest Margin (NIM) 3.03%
Yield on Assets 4.67%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 18.31%
Tier 1 Capital 18.31%
Total Capital Ratio 19.22%
Leverage Ratio 17.36%
Loan-to-Deposit 51.25%

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