FIRST COMMUNITY BANK OF MOULTRIE COUNTY

SULLIVAN, IL | Small | Est. April 5, 1905, midnight | FDIC #3745 | RSSD #459644 | FDIC
Latest Report: 2025-12-31

FIRST COMMUNITY BANK OF MOULTRIE COUNTY is asn small FDIC-insured commercial bank headquartered in SULLIVAN, IL, established in April 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $121M and total deposits of $111M. Profitability stands at 1.19% ROA and 16.82% ROE, with a net interest margin of 3.48%. The bank's CET1 capital ratio is 18.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3745.

Assets

$121M

Deposits

$111M

Loans

$53M

Equity

$9M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 16.82%
Net Interest Margin (NIM) 3.48%
Yield on Assets 4.31%
Cost of Funds 0.83%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.63%

Capital & Liquidity

CET1 Ratio 18.35%
Tier 1 Capital 18.35%
Total Capital Ratio 19.60%
Leverage Ratio 8.99%
Loan-to-Deposit 47.93%

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