MANASQUAN BANK

WALL TOWNSHIP, NJ | Large | Est. Jan. 1, 1874, midnight | FDIC #30470 | RSSD #459671 | FDIC
Latest Report: 2025-12-31

MANASQUAN BANK is aln large FDIC-insured commercial bank headquartered in WALL TOWNSHIP, NJ, established in Jan. 1, 1874, midnight. As of 2025-12-31, the bank reported total assets of $3.4B and total deposits of $3.0B. Profitability stands at 0.82% ROA and 9.01% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 10.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.85% and a Texas Ratio of 7.15%. FDIC Certificate #30470.

Assets

$3.4B

Deposits

$3.0B

Loans

$2.9B

Equity

$315M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 9.01%
Net Interest Margin (NIM) 3.31%
Yield on Assets 5.61%
Cost of Funds 2.87%

Asset Quality

NPL Ratio 0.85%
Net Charge-Off Ratio 0.10%
Texas Ratio 7.15%
NPA Ratio 0.71%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 10.86%
Tier 1 Capital 10.86%
Total Capital Ratio 11.75%
Leverage Ratio 9.33%
Loan-to-Deposit 95.96%

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