BanksMANASQUAN BANK

MANASQUAN BANK

WALL TOWNSHIP, NJLargeEst. Jan. 1, 1874, midnightFDIC #30470RSSD #459671FDIC
Latest · 2025-12-31

MANASQUAN BANK is an FDIC-insured commercial bank headquartered in WALL TOWNSHIP, NJ, established in Jan. 1, 1874, midnight. As of 2025-12-31, the bank reported total assets of $3.4B and total deposits of $3.0B. Profitability stands at 0.82% ROA and 9.01% ROE, with a net interest margin of 3.31%. CET1 capital ratio: 10.86%, well above regulatory minimums. NPL ratio: 0.85% · Texas Ratio: 7.15%. Operates 15 domestic branches.

Assets
$3.4B
Deposits
$3.0B
Loans
$2.9B
Equity
$315M

Profitability

Return on Assets (ROA)0.82%
Return on Equity (ROE)9.01%
Net Interest Margin3.31%
Yield on Assets5.61%
Cost of Funds2.36%

Asset Quality

NPL Ratio0.85%
Net Charge-Off Ratio0.10%
Texas Ratio7.15%
NPA Ratio0.71%
ACL / Loans0.80%

Capital & Liquidity

CET1 Ratio10.86%
Tier 1 Capital10.86%
Total Capital Ratio11.75%
Leverage Ratio9.33%
Loan-to-Deposit95.96%

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