COMMUNITY BANK OF MISSISSIPPI

FLOWOOD, MS | Large | Est. Aug. 14, 1905, midnight | FDIC #8879 | RSSD #460033 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF MISSISSIPPI is aln large FDIC-insured commercial bank headquartered in FLOWOOD, MS, established in Aug. 14, 1905, midnight. As of 2025-12-31, the bank reported total assets of $5.0B and total deposits of $4.6B. Profitability stands at 1.04% ROA and 12.69% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 13.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 2.14%. FDIC Certificate #8879.

Assets

$5.0B

Deposits

$4.6B

Loans

$3.3B

Equity

$414M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 12.69%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.79%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.14%
NPA Ratio 0.19%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 13.28%
Tier 1 Capital 13.28%
Total Capital Ratio 14.47%
Leverage Ratio 8.18%
Loan-to-Deposit 73.22%

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