SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA

PHILADELPHIA, PA | Micro | Est. Jan. 1, 1924, midnight | FDIC #29627 | RSSD #460275 | OCC
Latest Report: 2025-12-31

SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA is amn micro FDIC-insured commercial bank headquartered in PHILADELPHIA, PA, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $25M. Profitability stands at 0.84% ROA and 5.15% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 24.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29627.

Assets

$44M

Deposits

$25M

Loans

$35M

Equity

$7M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 5.15%
Net Interest Margin (NIM) 4.16%
Yield on Assets 7.40%
Cost of Funds 3.55%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 24.22%
Tier 1 Capital 24.22%
Total Capital Ratio 25.47%
Leverage Ratio 16.40%
Loan-to-Deposit 143.41%

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