FIRST SECURITY BANK, THE

OVERBROOK, KS | Small | Est. April 3, 1897, midnight | FDIC #4752 | RSSD #460350 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY BANK, THE is asn small FDIC-insured commercial bank headquartered in OVERBROOK, KS, established in April 3, 1897, midnight. As of 2025-12-31, the bank reported total assets of $107M and total deposits of $88M. Profitability stands at 0.53% ROA and 5.84% ROE, with a net interest margin of 4.31%. The bank's CET1 capital ratio is 11.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.02%. FDIC Certificate #4752.

Assets

$107M

Deposits

$88M

Loans

$73M

Equity

$9M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 5.84%
Net Interest Margin (NIM) 4.31%
Yield on Assets 6.26%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.12%
Texas Ratio 0.02%
NPA Ratio 0.00%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 11.45%
Tier 1 Capital 11.45%
Total Capital Ratio 12.58%
Leverage Ratio 8.39%
Loan-to-Deposit 82.84%

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