STATE NATIONAL BANK OF GROOM, THE

STATE NATIONAL BANK OF GROOM, THE is amn micro FDIC-insured commercial bank headquartered in GROOM, TX, established in May 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $55M. Profitability stands at -0.10% ROA and -0.84% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 13.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 7.39%. FDIC Certificate #3237.