HOME SAVINGS BANK

SALT LAKE CITY, UT | Small | Est. Jan. 1, 1979, midnight | FDIC #26798 | RSSD #460770 | FDIC
Latest Report: 2025-12-31

HOME SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Jan. 1, 1979, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $90M. Profitability stands at 0.93% ROA and 6.23% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 15.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26798.

Assets

$113M

Deposits

$90M

Loans

$97M

Equity

$17M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 6.23%
Net Interest Margin (NIM) 3.74%
Yield on Assets 7.45%
Cost of Funds 4.05%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.24%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 15.24%
Tier 1 Capital 15.24%
Total Capital Ratio 16.00%
Leverage Ratio 15.59%
Loan-to-Deposit 107.66%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required