HANCOCK WHITNEY BANK

GULFPORT, MS | Regional | Est. Oct. 9, 1899, midnight | FDIC #12441 | RSSD #463735 | FDIC
Latest Report: 2025-12-31

HANCOCK WHITNEY BANK is arn regional FDIC-insured commercial bank headquartered in GULFPORT, MS, established in Oct. 9, 1899, midnight. As of 2025-12-31, the bank reported total assets of $35.5B and total deposits of $29.6B. Profitability stands at 1.44% ROA and 11.77% ROE, with a net interest margin of 3.48%. The bank's CET1 capital ratio is 13.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 2.61%. FDIC Certificate #12441.

Assets

$35.5B

Deposits

$29.6B

Loans

$24.0B

Equity

$4.3B

Profitability

Return on Assets (ROA) 1.44%
Return on Equity (ROE) 11.77%
Net Interest Margin (NIM) 3.48%
Yield on Assets 4.98%
Cost of Funds 1.67%

Asset Quality

NPL Ratio 0.45%
Net Charge-Off Ratio 0.22%
Texas Ratio 2.61%
NPA Ratio 0.34%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 13.24%
Tier 1 Capital 13.24%
Total Capital Ratio 14.43%
Leverage Ratio 10.84%
Loan-to-Deposit 81.18%

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