BANK 360

CORDELL, OK | Micro | Est. May 29, 1902, midnight | FDIC #9875 | RSSD #464853 | FDIC
Latest Report: 2025-12-31

BANK 360 is amn micro FDIC-insured commercial bank headquartered in CORDELL, OK, established in May 29, 1902, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $55M. Profitability stands at 0.92% ROA and 10.40% ROE, with a net interest margin of 4.63%. The bank's CET1 capital ratio is 15.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.09% and a Texas Ratio of 34.26%. FDIC Certificate #9875.

Assets

$63M

Deposits

$55M

Loans

$52M

Equity

$6M

Profitability

Return on Assets (ROA) 0.92%
Return on Equity (ROE) 10.40%
Net Interest Margin (NIM) 4.63%
Yield on Assets 7.55%
Cost of Funds 3.64%

Asset Quality

NPL Ratio 4.09%
Net Charge-Off Ratio -0.02%
Texas Ratio 34.26%
NPA Ratio 3.33%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 15.31%
Tier 1 Capital 15.31%
Total Capital Ratio 16.57%
Leverage Ratio 8.86%
Loan-to-Deposit 93.62%

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