FIRST NATIONAL BANK OF BROOKFIELD

BROOKFIELD, IL | Small | Est. July 23, 1962, midnight | FDIC #18564 | RSSD #465038 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF BROOKFIELD is asn small FDIC-insured commercial bank headquartered in BROOKFIELD, IL, established in July 23, 1962, midnight. As of 2025-12-31, the bank reported total assets of $410M and total deposits of $323M. Profitability stands at 1.59% ROA and 12.59% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 13.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.15%. FDIC Certificate #18564.

Assets

$410M

Deposits

$323M

Loans

$373M

Equity

$52M

Profitability

Return on Assets (ROA) 1.59%
Return on Equity (ROE) 12.59%
Net Interest Margin (NIM) 4.61%
Yield on Assets 7.00%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio -0.01%
Texas Ratio 1.15%
NPA Ratio 0.16%
ACL / Loans 1.57%

Capital & Liquidity

CET1 Ratio 13.26%
Tier 1 Capital 13.26%
Total Capital Ratio 14.51%
Leverage Ratio 12.60%
Loan-to-Deposit 115.36%

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