BANK OF GREELEYVILLE

GREELEYVILLE, SC | Small | Est. April 25, 1935, midnight | FDIC #15113 | RSSD #465524 | FDIC
Latest Report: 2025-12-31

BANK OF GREELEYVILLE is asn small FDIC-insured commercial bank headquartered in GREELEYVILLE, SC, established in April 25, 1935, midnight. As of 2025-12-31, the bank reported total assets of $152M and total deposits of $133M. Profitability stands at 0.98% ROA and 9.81% ROE, with a net interest margin of 4.91%. The bank's CET1 capital ratio is 10.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.67%. FDIC Certificate #15113.

Assets

$152M

Deposits

$133M

Loans

$105M

Equity

$15M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 9.81%
Net Interest Margin (NIM) 4.91%
Yield on Assets 6.61%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.23%
Texas Ratio 1.67%
NPA Ratio 0.18%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 10.02%
Tier 1 Capital 10.02%
Total Capital Ratio 10.52%
Leverage Ratio 11.23%
Loan-to-Deposit 79.43%

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