HONESDALE NATIONAL BANK, THE

HONESDALE, PA | Large | Est. Dec. 26, 1836, midnight | FDIC #7526 | RSSD #465618 | OCC
Latest Report: 2025-12-31

HONESDALE NATIONAL BANK, THE is aln large FDIC-insured commercial bank headquartered in HONESDALE, PA, established in Dec. 26, 1836, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $961M. Profitability stands at 1.84% ROA and 14.19% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 13.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 1.58%. FDIC Certificate #7526.

Assets

$1.1B

Deposits

$961M

Loans

$888M

Equity

$149M

Profitability

Return on Assets (ROA) 1.84%
Return on Equity (ROE) 14.19%
Net Interest Margin (NIM) 4.59%
Yield on Assets 6.34%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.29%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.58%
NPA Ratio 0.23%
ACL / Loans 1.61%

Capital & Liquidity

CET1 Ratio 13.13%
Tier 1 Capital 13.13%
Total Capital Ratio 13.78%
Leverage Ratio 13.64%
Loan-to-Deposit 92.43%

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