BANK OF FAYETTE COUNTY, THE

PIPERTON, TN | Large | Est. April 26, 1905, midnight | FDIC #10308 | RSSD #466754 | FED
Latest Report: 2025-12-31

BANK OF FAYETTE COUNTY, THE is aln large FDIC-insured commercial bank headquartered in PIPERTON, TN, established in April 26, 1905, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $947M. Profitability stands at 0.93% ROA and 10.15% ROE, with a net interest margin of 4.26%. The bank's CET1 capital ratio is 9.18%. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 5.02%. FDIC Certificate #10308.

Assets

$1.1B

Deposits

$947M

Loans

$898M

Equity

$101M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 10.15%
Net Interest Margin (NIM) 4.26%
Yield on Assets 7.03%
Cost of Funds 2.84%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.16%
Texas Ratio 5.02%
NPA Ratio 0.51%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 9.18%
Tier 1 Capital 9.18%
Total Capital Ratio 9.64%
Leverage Ratio 9.54%
Loan-to-Deposit 94.86%

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