COMMUNITY NEIGHBOR BANK

CAMDEN, AL | Small | Est. April 1, 1906, midnight | FDIC #2787 | RSSD #466932 | FDIC
Latest Report: 2025-12-31

COMMUNITY NEIGHBOR BANK is asn small FDIC-insured commercial bank headquartered in CAMDEN, AL, established in April 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $190M and total deposits of $170M. Profitability stands at 1.31% ROA and 11.73% ROE, with a net interest margin of 4.79%. The bank's CET1 capital ratio is 10.53%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 4.46%. FDIC Certificate #2787.

Assets

$190M

Deposits

$170M

Loans

$97M

Equity

$20M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 11.73%
Net Interest Margin (NIM) 4.79%
Yield on Assets 6.31%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.11%
Texas Ratio 4.46%
NPA Ratio 0.51%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 10.53%
Tier 1 Capital 10.53%
Total Capital Ratio 11.05%
Leverage Ratio 11.41%
Loan-to-Deposit 57.25%

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