HUSTISFORD STATE BANK

HUSTISFORD, WI | Micro | Est. Jan. 6, 1902, midnight | FDIC #12354 | RSSD #467144 | FDIC
Latest Report: 2025-12-31

HUSTISFORD STATE BANK is amn micro FDIC-insured commercial bank headquartered in HUSTISFORD, WI, established in Jan. 6, 1902, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $56M. Profitability stands at 0.98% ROA and 7.26% ROE, with a net interest margin of 3.14%. The bank's CET1 capital ratio is 13.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.73%. FDIC Certificate #12354.

Assets

$80M

Deposits

$56M

Loans

$57M

Equity

$11M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 7.26%
Net Interest Margin (NIM) 3.14%
Yield on Assets 5.11%
Cost of Funds 2.65%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio --
Texas Ratio 1.73%
NPA Ratio 0.24%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 13.37%
Tier 1 Capital 13.37%
Total Capital Ratio 14.04%
Leverage Ratio 14.75%
Loan-to-Deposit 100.13%

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