HOME LOAN SAVINGS BANK, THE

COSHOCTON, OH | Small | Est. Jan. 1, 1882, midnight | FDIC #29695 | RSSD #468673 | FDIC
Latest Report: 2025-12-31

HOME LOAN SAVINGS BANK, THE is asn small FDIC-insured commercial bank headquartered in COSHOCTON, OH, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $376M and total deposits of $307M. Profitability stands at 2.31% ROA and 20.39% ROE, with a net interest margin of 5.50%. The bank's CET1 capital ratio is 14.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29695.

Assets

$376M

Deposits

$307M

Loans

$343M

Equity

$43M

Profitability

Return on Assets (ROA) 2.31%
Return on Equity (ROE) 20.39%
Net Interest Margin (NIM) 5.50%
Yield on Assets 7.69%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.21%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 14.43%
Tier 1 Capital 14.43%
Total Capital Ratio 15.69%
Leverage Ratio 11.60%
Loan-to-Deposit 111.62%

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