NORTHEAST BANK

LEWISTON, ME | Large | Est. Feb. 5, 1872, midnight | FDIC #19690 | RSSD #468806 | FDIC
Latest Report: 2025-12-31

NORTHEAST BANK is aln large FDIC-insured commercial bank headquartered in LEWISTON, ME, established in Feb. 5, 1872, midnight. As of 2025-12-31, the bank reported total assets of $4.9B and total deposits of $3.9B. Profitability stands at 1.82% ROA and 15.81% ROE, with a net interest margin of 4.65%. The bank's CET1 capital ratio is 12.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.78% and a Texas Ratio of 5.89%. FDIC Certificate #19690.

Assets

$4.9B

Deposits

$3.9B

Loans

$4.4B

Equity

$536M

Profitability

Return on Assets (ROA) 1.82%
Return on Equity (ROE) 15.81%
Net Interest Margin (NIM) 4.65%
Yield on Assets 8.02%
Cost of Funds 3.35%

Asset Quality

NPL Ratio 0.78%
Net Charge-Off Ratio 0.19%
Texas Ratio 5.89%
NPA Ratio 0.71%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 12.47%
Tier 1 Capital 12.47%
Total Capital Ratio 13.73%
Leverage Ratio 12.19%
Loan-to-Deposit 114.95%

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