BanksNORTHEAST BANK

NORTHEAST BANK

LEWISTON, MELargeEst. Feb. 5, 1872, midnightFDIC #19690RSSD #468806FDIC
Latest · 2025-12-31

NORTHEAST BANK is an FDIC-insured commercial bank headquartered in LEWISTON, ME, established in Feb. 5, 1872, midnight. As of 2025-12-31, the bank reported total assets of $4.9B and total deposits of $3.9B. Profitability stands at 1.82% ROA and 15.81% ROE, with a net interest margin of 4.65%. CET1 capital ratio: 12.47%, well above regulatory minimums. NPL ratio: 0.78% · Texas Ratio: 5.89%. Operates 9 domestic branches.

Assets
$4.9B
Deposits
$3.9B
Loans
$4.4B
Equity
$536M

Profitability

Return on Assets (ROA)1.82%
Return on Equity (ROE)15.81%
Net Interest Margin4.65%
Yield on Assets8.02%
Cost of Funds3.52%

Asset Quality

NPL Ratio0.78%
Net Charge-Off Ratio0.19%
Texas Ratio5.89%
NPA Ratio0.71%
ACL / Loans1.44%

Capital & Liquidity

CET1 Ratio12.47%
Tier 1 Capital12.47%
Total Capital Ratio13.73%
Leverage Ratio12.19%
Loan-to-Deposit114.95%

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