PRESCOTT STATE BANK

PRESCOTT, KS | Micro | Est. Sept. 26, 1904, midnight | FDIC #13729 | RSSD #469250 | FDIC
Latest Report: 2025-12-31

PRESCOTT STATE BANK is amn micro FDIC-insured commercial bank headquartered in PRESCOTT, KS, established in Sept. 26, 1904, midnight. As of 2025-12-31, the bank reported total assets of $17M and total deposits of $14M. Profitability stands at 0.57% ROA and 3.92% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 14.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13729.

Assets

$17M

Deposits

$14M

Loans

$9M

Equity

$2M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 3.92%
Net Interest Margin (NIM) 3.62%
Yield on Assets 5.38%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 14.80%
Tier 1 Capital 14.80%
Total Capital Ratio 15.54%
Leverage Ratio 14.33%
Loan-to-Deposit 63.58%

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