COMMUNITY SPIRIT BANK is asn small FDIC-insured commercial bank headquartered in RED BAY, AL, established in March 17, 1908, midnight. As of 2025-12-31, the bank reported total assets of $220M and total deposits of $198M. Profitability stands at 1.50% ROA and 18.72% ROE, with a net interest margin of 4.96%. The bank's CET1 capital ratio is 8.12%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.22%. FDIC Certificate #50.
Assets
$220M
Deposits
$198M
Loans
$146M
Equity
$18M
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