LOCAL BANK is asn small FDIC-insured commercial bank headquartered in TUSCALOOSA, AL, established in Aug. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $85M. Profitability stands at -0.80% ROA and -4.87% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 14.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 2.06%. FDIC Certificate #9614.
Assets
$110M
Deposits
$85M
Loans
$81M
Equity
$18M
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