BanksFIRST STATE BANK OF RANSOM, THE

FIRST STATE BANK OF RANSOM, THE

RANSOM, KSMicroEst. Jan. 1, 1900, midnightFDIC #15469RSSD #471057FDIC
Latest · 2025-12-31

FIRST STATE BANK OF RANSOM, THE is an FDIC-insured commercial bank headquartered in RANSOM, KS, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $48M and total deposits of $39M. Profitability stands at 0.46% ROA and 2.59% ROE, with a net interest margin of 2.69%. CET1 capital ratio: 34.80%, well above regulatory minimums. NPL ratio: 0.36% · Texas Ratio: 0.82%. Operates 2 domestic branches.

Assets
$48M
Deposits
$39M
Loans
$21M
Equity
$9M

Profitability

Return on Assets (ROA)0.46%
Return on Equity (ROE)2.59%
Net Interest Margin2.69%
Yield on Assets4.32%
Cost of Funds1.83%

Asset Quality

NPL Ratio0.36%
Net Charge-Off Ratio-0.01%
Texas Ratio0.82%
NPA Ratio0.16%
ACL / Loans2.12%

Capital & Liquidity

CET1 Ratio34.80%
Tier 1 Capital34.80%
Total Capital Ratio36.05%
Leverage Ratio20.61%
Loan-to-Deposit52.95%

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