SALYERSVILLE NATIONAL BANK, THE

SALYERSVILLE, KY | Small | Est. Oct. 10, 1902, midnight | FDIC #2723 | RSSD #472018 | OCC
Latest Report: 2025-12-31

SALYERSVILLE NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in SALYERSVILLE, KY, established in Oct. 10, 1902, midnight. As of 2025-12-31, the bank reported total assets of $161M and total deposits of $122M. Profitability stands at 1.50% ROA and 14.10% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 23.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 1.45%. FDIC Certificate #2723.

Assets

$161M

Deposits

$122M

Loans

$90M

Equity

$17M

Profitability

Return on Assets (ROA) 1.50%
Return on Equity (ROE) 14.10%
Net Interest Margin (NIM) 4.44%
Yield on Assets 5.82%
Cost of Funds 1.67%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio --
Texas Ratio 1.45%
NPA Ratio 0.16%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 23.75%
Tier 1 Capital 23.75%
Total Capital Ratio 24.62%
Leverage Ratio 13.66%
Loan-to-Deposit 73.70%

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