HOME STATE BANK is amn micro FDIC-insured commercial bank headquartered in ROYAL, IA, established in April 12, 1915, midnight. As of 2025-12-31, the bank reported total assets of $59M and total deposits of $45M. Profitability stands at 0.89% ROA and 3.73% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 23.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #966.
Assets
$59M
Deposits
$45M
Loans
$33M
Equity
$14M
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