FIRST STATE BANK OF VAN ORIN

VAN ORIN, IL | Micro | Est. Dec. 26, 1919, midnight | FDIC #10809 | RSSD #472148 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF VAN ORIN is amn micro FDIC-insured commercial bank headquartered in VAN ORIN, IL, established in Dec. 26, 1919, midnight. As of 2025-12-31, the bank reported total assets of $42M and total deposits of $37M. Profitability stands at 0.28% ROA and 2.90% ROE, with a net interest margin of 2.65%. The bank's CET1 capital ratio is 27.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.16%. FDIC Certificate #10809.

Assets

$42M

Deposits

$37M

Loans

$11M

Equity

$4M

Profitability

Return on Assets (ROA) 0.28%
Return on Equity (ROE) 2.90%
Net Interest Margin (NIM) 2.65%
Yield on Assets 3.84%
Cost of Funds 1.46%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio --
Texas Ratio 0.16%
NPA Ratio 0.02%
ACL / Loans 1.87%

Capital & Liquidity

CET1 Ratio 27.39%
Tier 1 Capital 27.39%
Total Capital Ratio 28.63%
Leverage Ratio 11.30%
Loan-to-Deposit 30.02%

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