DART BANK, THE

MASON, MI | Large | Est. May 1, 1925, midnight | FDIC #5033 | RSSD #47247 | FDIC
Latest Report: 2025-12-31

DART BANK, THE is aln large FDIC-insured commercial bank headquartered in MASON, MI, established in May 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 0.96% ROA and 11.80% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 11.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 10.31%. FDIC Certificate #5033.

Assets

$1.4B

Deposits

$1.2B

Loans

$1.2B

Equity

$115M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 11.80%
Net Interest Margin (NIM) 4.36%
Yield on Assets 5.97%
Cost of Funds 3.29%

Asset Quality

NPL Ratio 1.06%
Net Charge-Off Ratio 0.18%
Texas Ratio 10.31%
NPA Ratio 0.91%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 11.03%
Tier 1 Capital 11.03%
Total Capital Ratio 12.13%
Leverage Ratio 8.60%
Loan-to-Deposit 96.19%

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