SAMSON BANKING COMPANY, THE

SAMSON, AL | Small | Est. Jan. 1, 1930, midnight | FDIC #16185 | RSSD #472531 | FDIC
Latest Report: 2025-12-31

SAMSON BANKING COMPANY, THE is asn small FDIC-insured commercial bank headquartered in SAMSON, AL, established in Jan. 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $100M. Profitability stands at 1.87% ROA and 12.67% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 15.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16185.

Assets

$118M

Deposits

$100M

Loans

$41M

Equity

$18M

Profitability

Return on Assets (ROA) 1.87%
Return on Equity (ROE) 12.67%
Net Interest Margin (NIM) 4.08%
Yield on Assets 5.58%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 15.22%
Tier 1 Capital 15.22%
Total Capital Ratio 15.98%
Leverage Ratio 15.28%
Loan-to-Deposit 40.94%

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