SOUTH CENTRAL BANK, INC. is aln large FDIC-insured commercial bank headquartered in GLASGOW, KY, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 1.26% ROA and 13.57% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 12.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 3.92%. FDIC Certificate #5854.
Assets
$2.1B
Deposits
$1.8B
Loans
$1.7B
Equity
$194M
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