COTTONPORT BANK, THE

COTTONPORT, LA | Medium | Est. July 2, 1902, midnight | FDIC #8798 | RSSD #473930 | FDIC
Latest Report: 2025-12-31

COTTONPORT BANK, THE is amn medium FDIC-insured commercial bank headquartered in COTTONPORT, LA, established in July 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $564M and total deposits of $489M. Profitability stands at 1.43% ROA and 11.02% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 13.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 3.45%. FDIC Certificate #8798.

Assets

$564M

Deposits

$489M

Loans

$364M

Equity

$74M

Profitability

Return on Assets (ROA) 1.43%
Return on Equity (ROE) 11.02%
Net Interest Margin (NIM) 4.55%
Yield on Assets 6.06%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.09%
Texas Ratio 3.45%
NPA Ratio 0.48%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 13.11%
Tier 1 Capital 13.11%
Total Capital Ratio 13.76%
Leverage Ratio 13.67%
Loan-to-Deposit 74.56%

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