BanksVILLA GROVE STATE BANK

VILLA GROVE STATE BANK

VILLA GROVE, ILMicroEst. Oct. 19, 1919, midnightFDIC #9273RSSD #474245FDIC
Latest · 2025-12-31

VILLA GROVE STATE BANK is an FDIC-insured commercial bank headquartered in VILLA GROVE, IL, established in Oct. 19, 1919, midnight. As of 2025-12-31, the bank reported total assets of $84M and total deposits of $73M. Profitability stands at 1.34% ROA and 10.82% ROE, with a net interest margin of 4.15%. CET1 capital ratio: 12.34%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$84M
Deposits
$73M
Loans
$57M
Equity
$10M

Profitability

Return on Assets (ROA)1.34%
Return on Equity (ROE)10.82%
Net Interest Margin4.15%
Yield on Assets5.76%
Cost of Funds1.70%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.03%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.46%

Capital & Liquidity

CET1 Ratio12.34%
Tier 1 Capital12.34%
Total Capital Ratio12.96%
Leverage Ratio12.11%
Loan-to-Deposit77.81%

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