COUNTRYSIDE BANK

UNADILLA, NE | Small | Est. May 1, 1892, midnight | FDIC #1438 | RSSD #474357 | FDIC
Latest Report: 2025-12-31

COUNTRYSIDE BANK is asn small FDIC-insured commercial bank headquartered in UNADILLA, NE, established in May 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $117M and total deposits of $96M. Profitability stands at 0.45% ROA and 2.99% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 14.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1438.

Assets

$117M

Deposits

$96M

Loans

$69M

Equity

$18M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 2.99%
Net Interest Margin (NIM) 3.55%
Yield on Assets 5.17%
Cost of Funds 1.76%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.09%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 14.86%
Tier 1 Capital 14.86%
Total Capital Ratio 15.61%
Leverage Ratio 15.11%
Loan-to-Deposit 71.78%

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