RIVERS EDGE BANK

MARION, SD | Small | Est. Jan. 1, 1904, midnight | FDIC #9935 | RSSD #474450 | FDIC
Latest Report: 2025-12-31

RIVERS EDGE BANK is asn small FDIC-insured commercial bank headquartered in MARION, SD, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $337M and total deposits of $273M. Profitability stands at 1.94% ROA and 21.01% ROE, with a net interest margin of 4.11%. The bank's CET1 capital ratio is 10.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.22%. FDIC Certificate #9935.

Assets

$337M

Deposits

$273M

Loans

$258M

Equity

$31M

Profitability

Return on Assets (ROA) 1.94%
Return on Equity (ROE) 21.01%
Net Interest Margin (NIM) 4.11%
Yield on Assets 6.33%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio -0.01%
Texas Ratio 1.22%
NPA Ratio 0.12%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 10.44%
Tier 1 Capital 10.44%
Total Capital Ratio 11.61%
Leverage Ratio 8.46%
Loan-to-Deposit 94.51%

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