BanksSUNFLOWER BANK, NATIONAL ASSOCIATION

SUNFLOWER BANK, NATIONAL ASSOCIATION

DALLAS, TXLargeEst. May 24, 1892, midnightFDIC #4767RSSD #474759OCC
Latest · 2025-12-31

SUNFLOWER BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in DALLAS, TX, established in May 24, 1892, midnight. As of 2025-12-31, the bank reported total assets of $8.5B and total deposits of $7.2B. Profitability stands at 1.34% ROA and 10.32% ROE, with a net interest margin of 4.31%. CET1 capital ratio: 13.72%, well above regulatory minimums. NPL ratio: 0.90% · Texas Ratio: 6.04%. Operates 72 domestic branches.

Assets
$8.5B
Deposits
$7.2B
Loans
$6.8B
Equity
$1.1B

Profitability

Return on Assets (ROA)1.34%
Return on Equity (ROE)10.32%
Net Interest Margin4.31%
Yield on Assets6.12%
Cost of Funds1.96%

Asset Quality

NPL Ratio0.90%
Net Charge-Off Ratio0.42%
Texas Ratio6.04%
NPA Ratio0.85%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio13.72%
Tier 1 Capital13.72%
Total Capital Ratio14.85%
Leverage Ratio12.38%
Loan-to-Deposit94.42%

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