FULTON BANK, NATIONAL ASSOCIATION

LANCASTER, PA | Regional | Est. Jan. 1, 1882, midnight | FDIC #7551 | RSSD #474919 | OCC
Latest Report: 2025-12-31

FULTON BANK, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in LANCASTER, PA, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $32.0B and total deposits of $26.8B. Profitability stands at 1.39% ROA and 12.69% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 12.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 3.99%. FDIC Certificate #7551.

Assets

$32.0B

Deposits

$26.8B

Loans

$24.2B

Equity

$3.5B

Profitability

Return on Assets (ROA) 1.39%
Return on Equity (ROE) 12.69%
Net Interest Margin (NIM) 3.68%
Yield on Assets 5.50%
Cost of Funds 2.78%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.21%
Texas Ratio 3.99%
NPA Ratio 0.49%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 12.84%
Tier 1 Capital 13.02%
Total Capital Ratio 14.27%
Leverage Ratio 10.06%
Loan-to-Deposit 89.99%

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