BanksFULTON BANK, NATIONAL ASSOCIATION

FULTON BANK, NATIONAL ASSOCIATION

LANCASTER, PARegionalEst. Jan. 1, 1882, midnightFDIC #7551RSSD #474919OCC
Latest · 2025-12-31

FULTON BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in LANCASTER, PA, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $32.0B and total deposits of $26.8B. Profitability stands at 1.39% ROA and 12.69% ROE, with a net interest margin of 3.68%. CET1 capital ratio: 12.84%, well above regulatory minimums. NPL ratio: 0.64% · Texas Ratio: 3.99%. Operates 209 domestic branches.

Assets
$32.0B
Deposits
$26.8B
Loans
$24.2B
Equity
$3.5B

Profitability

Return on Assets (ROA)1.39%
Return on Equity (ROE)12.69%
Net Interest Margin3.68%
Yield on Assets5.50%
Cost of Funds1.92%

Asset Quality

NPL Ratio0.64%
Net Charge-Off Ratio0.21%
Texas Ratio3.99%
NPA Ratio0.49%
ACL / Loans1.51%

Capital & Liquidity

CET1 Ratio12.84%
Tier 1 Capital13.02%
Total Capital Ratio14.27%
Leverage Ratio10.06%
Loan-to-Deposit89.99%

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