CLAREMONT SAVINGS BANK

CLAREMONT, NH | Medium | Est. April 15, 1907, midnight | FDIC #18038 | RSSD #47500 | FDIC
Latest Report: 2025-12-31

CLAREMONT SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in CLAREMONT, NH, established in April 15, 1907, midnight. As of 2025-12-31, the bank reported total assets of $621M and total deposits of $463M. Profitability stands at 0.40% ROA and 3.41% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 11.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.60%. FDIC Certificate #18038.

Assets

$621M

Deposits

$463M

Loans

$479M

Equity

$72M

Profitability

Return on Assets (ROA) 0.40%
Return on Equity (ROE) 3.41%
Net Interest Margin (NIM) 3.05%
Yield on Assets 4.91%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.60%
NPA Ratio 0.32%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 11.58%
Tier 1 Capital 11.58%
Total Capital Ratio 12.16%
Leverage Ratio 12.55%
Loan-to-Deposit 103.42%

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