BANK OF LAKE VILLAGE

LAKE VILLAGE, AR | Micro | Est. Jan. 1, 1934, midnight | FDIC #15547 | RSSD #476445 | FED
Latest Report: 2025-12-31

BANK OF LAKE VILLAGE is amn micro FDIC-insured commercial bank headquartered in LAKE VILLAGE, AR, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $82M and total deposits of $68M. Profitability stands at -0.72% ROA and -4.52% ROE, with a net interest margin of 5.67%. The bank's CET1 capital ratio is 26.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 3.34%. FDIC Certificate #15547.

Assets

$82M

Deposits

$68M

Loans

$46M

Equity

$13M

Profitability

Return on Assets (ROA) -0.72%
Return on Equity (ROE) -4.52%
Net Interest Margin (NIM) 5.67%
Yield on Assets 6.81%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 0.95%
Net Charge-Off Ratio -0.03%
Texas Ratio 3.34%
NPA Ratio 0.66%
ACL / Loans 6.69%

Capital & Liquidity

CET1 Ratio 26.08%
Tier 1 Capital 26.08%
Total Capital Ratio 27.39%
Leverage Ratio 16.67%
Loan-to-Deposit 66.96%

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