BanksBANK OF LAKE VILLAGE

BANK OF LAKE VILLAGE

LAKE VILLAGE, ARMicroEst. Jan. 1, 1934, midnightFDIC #15547RSSD #476445FED
Latest · 2025-12-31

BANK OF LAKE VILLAGE is an FDIC-insured commercial bank headquartered in LAKE VILLAGE, AR, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $82M and total deposits of $68M. Profitability stands at -0.72% ROA and -4.52% ROE, with a net interest margin of 5.67%. CET1 capital ratio: 26.08%, well above regulatory minimums. NPL ratio: 0.95% · Texas Ratio: 3.34%. Operates 2 domestic branches.

Assets
$82M
Deposits
$68M
Loans
$46M
Equity
$13M

Profitability

Return on Assets (ROA)-0.72%
Return on Equity (ROE)-4.52%
Net Interest Margin5.67%
Yield on Assets6.81%
Cost of Funds1.26%

Asset Quality

NPL Ratio0.95%
Net Charge-Off Ratio-0.03%
Texas Ratio3.34%
NPA Ratio0.66%
ACL / Loans6.69%

Capital & Liquidity

CET1 Ratio26.08%
Tier 1 Capital26.08%
Total Capital Ratio27.39%
Leverage Ratio16.67%
Loan-to-Deposit66.96%

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