BANK OF COMMERCE & TRUST COMPANY

CROWLEY, LA | Small | Est. Jan. 1, 1926, midnight | FDIC #10523 | RSSD #476539 | FDIC
Latest Report: 2025-12-31

BANK OF COMMERCE & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in CROWLEY, LA, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $396M and total deposits of $354M. Profitability stands at 0.09% ROA and 1.04% ROE, with a net interest margin of 2.34%. The bank's CET1 capital ratio is 8.10%. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 0.69%. FDIC Certificate #10523.

Assets

$396M

Deposits

$354M

Loans

$103M

Equity

$32M

Profitability

Return on Assets (ROA) 0.09%
Return on Equity (ROE) 1.04%
Net Interest Margin (NIM) 2.34%
Yield on Assets 3.33%
Cost of Funds 1.02%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.69%
NPA Ratio 0.06%
ACL / Loans 0.60%

Capital & Liquidity

CET1 Ratio 8.10%
Tier 1 Capital 8.10%
Total Capital Ratio 8.51%
Leverage Ratio 11.21%
Loan-to-Deposit 29.07%

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