CITIBANK, N.A.

SIOUX FALLS, SD | National | Est. June 16, 1812, midnight | FDIC #7213 | RSSD #476810 | OCC
Latest Report: 2025-12-31

CITIBANK, N.A. is ann national FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in June 16, 1812, midnight. As of 2025-12-31, the bank reported total assets of $1.8T and total deposits of $1.5T. Profitability stands at 0.76% ROA and 7.90% ROE, with a net interest margin of 3.01%. The bank's CET1 capital ratio is 15.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 1.44%. FDIC Certificate #7213.

Assets

$1.8T

Deposits

$1.5T

Loans

$717.9B

Equity

$176.5B

Profitability

Return on Assets (ROA) 0.76%
Return on Equity (ROE) 7.90%
Net Interest Margin (NIM) 3.01%
Yield on Assets 5.70%
Cost of Funds 4.76%

Asset Quality

NPL Ratio 0.39%
Net Charge-Off Ratio 1.11%
Texas Ratio 1.44%
NPA Ratio 0.15%
ACL / Loans 2.39%

Capital & Liquidity

CET1 Ratio 15.71%
Tier 1 Capital 15.92%
Total Capital Ratio 17.47%
Leverage Ratio 8.60%
Loan-to-Deposit 48.99%

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