BanksCITIBANK, N.A.

CITIBANK, N.A.

SIOUX FALLS, SDNationalEst. June 16, 1812, midnightFDIC #7213RSSD #476810OCC
Latest · 2025-12-31

CITIBANK, N.A. is an FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in June 16, 1812, midnight. As of 2025-12-31, the bank reported total assets of $1.8T and total deposits of $1.5T. Profitability stands at 0.76% ROA and 7.90% ROE, with a net interest margin of 3.01%. CET1 capital ratio: 15.71%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 1.44%. Operates 666 domestic branches.

Assets
$1.8T
Deposits
$1.5T
Loans
$717.9B
Equity
$176.5B

Profitability

Return on Assets (ROA)0.76%
Return on Equity (ROE)7.90%
Net Interest Margin3.01%
Yield on Assets5.70%
Cost of Funds3.00%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio1.11%
Texas Ratio1.44%
NPA Ratio0.15%
ACL / Loans2.39%

Capital & Liquidity

CET1 Ratio15.71%
Tier 1 Capital15.92%
Total Capital Ratio17.47%
Leverage Ratio8.60%
Loan-to-Deposit48.99%

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