BANK OF STOCKTON

STOCKTON, CA | Large | Est. Aug. 12, 1867, midnight | FDIC #1536 | RSSD #479268 | FDIC
Latest Report: 2025-12-31

BANK OF STOCKTON is aln large FDIC-insured commercial bank headquartered in STOCKTON, CA, established in Aug. 12, 1867, midnight. As of 2025-12-31, the bank reported total assets of $4.8B and total deposits of $3.7B. Profitability stands at 0.07% ROA and 0.40% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 18.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.21%. FDIC Certificate #1536.

Assets

$4.8B

Deposits

$3.7B

Loans

$2.5B

Equity

$880M

Profitability

Return on Assets (ROA) 0.07%
Return on Equity (ROE) 0.40%
Net Interest Margin (NIM) 3.66%
Yield on Assets 4.88%
Cost of Funds 2.71%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.21%
NPA Ratio 0.04%
ACL / Loans 3.23%

Capital & Liquidity

CET1 Ratio 18.10%
Tier 1 Capital 18.10%
Total Capital Ratio 19.35%
Leverage Ratio 18.12%
Loan-to-Deposit 66.08%

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