HIGH COUNTRY BANK

SALIDA, CO | Medium | Est. Jan. 1, 1886, midnight | FDIC #29783 | RSSD #479370 | FED
Latest Report: 2025-12-31

HIGH COUNTRY BANK is amn medium FDIC-insured commercial bank headquartered in SALIDA, CO, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $533M and total deposits of $437M. Profitability stands at 1.34% ROA and 15.45% ROE, with a net interest margin of 4.90%. The bank's CET1 capital ratio is 8.98%. Asset quality metrics show a non-performing loan ratio of 1.22% and a Texas Ratio of 10.33%. FDIC Certificate #29783.

Assets

$533M

Deposits

$437M

Loans

$449M

Equity

$48M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 15.45%
Net Interest Margin (NIM) 4.90%
Yield on Assets 6.35%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 1.22%
Net Charge-Off Ratio 0.01%
Texas Ratio 10.33%
NPA Ratio 1.03%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 8.98%
Tier 1 Capital 8.98%
Total Capital Ratio 9.42%
Leverage Ratio 9.30%
Loan-to-Deposit 102.75%

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