CITIZENS STATE BANK OF LOYAL is asn small FDIC-insured commercial bank headquartered in LOYAL, WI, established in Dec. 15, 1909, midnight. As of 2025-12-31, the bank reported total assets of $309M and total deposits of $245M. Profitability stands at 1.05% ROA and 10.61% ROE, with a net interest margin of 3.29%. The bank's CET1 capital ratio is 16.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.12%. FDIC Certificate #6186.
Assets
$309M
Deposits
$245M
Loans
$179M
Equity
$31M
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