BanksBANK OF AMERICA, NATIONAL ASSOCIATION

BANK OF AMERICA, NATIONAL ASSOCIATION

CHARLOTTE, NCNationalEst. Oct. 17, 1904, midnightFDIC #3510RSSD #480228OCC
Latest · 2025-12-31

BANK OF AMERICA, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in CHARLOTTE, NC, established in Oct. 17, 1904, midnight. As of 2025-12-31, the bank reported total assets of $2.6T and total deposits of $2.1T. Profitability stands at 1.19% ROA and 12.61% ROE, with a net interest margin of 2.53%. CET1 capital ratio: 12.47%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 2.45%. Operates 3640 domestic branches.

Assets
$2.6T
Deposits
$2.1T
Loans
$1.2T
Equity
$246.2B

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)12.61%
Net Interest Margin2.53%
Yield on Assets4.24%
Cost of Funds1.91%

Asset Quality

NPL Ratio0.53%
Net Charge-Off Ratio0.48%
Texas Ratio2.45%
NPA Ratio0.24%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio12.47%
Tier 1 Capital12.47%
Total Capital Ratio13.51%
Leverage Ratio7.36%
Loan-to-Deposit56.14%

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