BANK OF AMERICA, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in CHARLOTTE, NC, established in Oct. 17, 1904, midnight. As of 2025-12-31, the bank reported total assets of $2.6T and total deposits of $2.1T. Profitability stands at 1.19% ROA and 12.61% ROE, with a net interest margin of 2.53%. CET1 capital ratio: 12.47%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 2.45%. Operates 3640 domestic branches.
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