WASHINGTON STATE BANK

WASHINGTON, IL | Micro | Est. Jan. 17, 1948, midnight | FDIC #16667 | RSSD #480246 | FDIC
Latest Report: 2025-12-31

WASHINGTON STATE BANK is amn micro FDIC-insured commercial bank headquartered in WASHINGTON, IL, established in Jan. 17, 1948, midnight. As of 2025-12-31, the bank reported total assets of $82M and total deposits of $74M. Profitability stands at 0.60% ROA and 7.79% ROE, with a net interest margin of 2.35%. The bank's CET1 capital ratio is 7.66%. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.85%. FDIC Certificate #16667.

Assets

$82M

Deposits

$74M

Loans

$31M

Equity

$6M

Profitability

Return on Assets (ROA) 0.60%
Return on Equity (ROE) 7.79%
Net Interest Margin (NIM) 2.35%
Yield on Assets 4.38%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.12%
Texas Ratio 0.85%
NPA Ratio 0.07%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 7.66%
Tier 1 Capital 7.66%
Total Capital Ratio 8.05%
Leverage Ratio 9.22%
Loan-to-Deposit 41.33%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required