LEMONT NATIONAL BANK, THE

LEMONT, IL | Micro | Est. Jan. 1, 1901, midnight | FDIC #3693 | RSSD #480330 | OCC
Latest Report: 2025-12-31

LEMONT NATIONAL BANK, THE is amn micro FDIC-insured commercial bank headquartered in LEMONT, IL, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $49M and total deposits of $47M. Profitability stands at -13.22% ROA and -309.23% ROE, with a net interest margin of 1.68%. The bank's CET1 capital ratio is 7.56%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 64.74%. FDIC Certificate #3693.

Assets

$49M

Deposits

$47M

Loans

$4M

Equity

$1M

Profitability

Return on Assets (ROA) -13.22%
Return on Equity (ROE) -309.23%
Net Interest Margin (NIM) 1.68%
Yield on Assets 2.67%
Cost of Funds 1.39%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 64.74%
NPA Ratio 1.73%
ACL / Loans 0.43%

Capital & Liquidity

CET1 Ratio 7.56%
Tier 1 Capital 7.56%
Total Capital Ratio 7.70%
Leverage Ratio 2.05%
Loan-to-Deposit 9.00%

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